Privacy Policy

Wayne Cosigners LLC (“we,” “our,” “us”) is committed to protecting your privacy in accordance with federal law and applicable international standards. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (www.waynecosignersllc.com), use our services, or engage with us in any way.

Information We Collect

Personal Information We may collect personal identification details such as:

Full name
Email address
Phone number
Mailing address
Government-issued ID

Financial Information To deliver our cosigning services, we may collect:

Income details
Credit history
Loan documentation
Banking information (if applicable)

Non-Personal Information We may automatically collect non-personal data when you interact with our website, including:

Browser type and version
Device type and operating system
IP address
Pages visited and time spent on site
Referring URLs

How We Use Your Information

We use the information collected for the following purposes:

To process cosigner requests and deliver services
To verify identity and assess eligibility
To improve website functionality and customer experience
To send service-related communications and updates
To comply with legal obligations

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only:

With lenders, leasing offices, or schools as required to fulfill cosigning services
With service providers who assist in operations
To comply with applicable laws
To protect our legal rights or respond to lawful requests

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

Enhance user experience
Track usage patterns
Remember user preferences
Deliver relevant content

You can disable cookies through your browser settings, though this may affect site functionality.

Third-Party Tools

We may use third-party tools such as:

Analytics platforms (e.g., Google Analytics)
Payment gateways
Document upload and verification services

These tools may collect data independently. We encourage users to review their privacy policies.

Data Security

We implement industry-standard security measures to protect your data, including:

SSL encryption
Secure data storage
Access controls and authentication
Regular system audits

We strive to ensure your information is protected from unauthorized access, alteration, or destruction.

Your Rights

Depending on your location, you may have rights under laws such as:

GDPR (EU Residents)

Right to access, correct, or delete your data
Right to restrict or object to processing
Right to data portability
Right to withdraw consent

CCPA (California Residents)

Right to know what personal data is collected
Right to request deletion
Right to opt out of data sharing
Right to non-discrimination for exercising privacy rights

To exercise these rights, contact us at privacy@waynecosignersllc.com.

Your Consent

By using our website or services, you acknowledge and consent to the terms outlined in this Privacy Policy.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your information.