Frequently Asked Questions

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Our services extend to various types of loans and lease: personal loan, student loan, auto loan, business loan, apartment lease and home loans.  

Pay the $500 Upfront Service Charge: This confirms your commitment and initiates the cosigner matching process. Fill Out the Cosigner Request Form: Provide key details about your loan type, financial status and academic or housing needs. Upload Required Documents: Submit proof of income, enrollment, identificationnand any other relevant documents. Sign the Service Agreement: Review and sign the agreement outlining terms, responsibilities and support provided. 

Yes, we have a physical office located in New York. However, we operate on an appointment-only basis to manage demand and ensure a personalized experience. 

Yes, Wayne Cosigners LLC is a legally registered business in the state of Florida. We operate as a subsidiary of Wayne Corp, which provides strategic oversight and support. Our operations comply with all applicable federal and state regulations.

Once you’ve completed the three mandatory steps—payment, submission of your request and signing the service agreement—we’ll begin reviewing your request and the documents you’ve provided. Upon approval, you’ll be matched with a cosigner within 24 to 48 hours.

Approval timelines vary by lender or leasing office. Please check directly with them for specific turnaround times.

Document requirements vary slightly depending on the type of service.

Student Loans

• Government-issued ID (Driver’s license, State ID, or Passport)
• Proof of income (Most recent paystub, Tax Return or other document showing financial ability to repay)
• Proof of enrollment (Student ID, class schedule or other official document confirming current semester enrollment)

Personal Loans

• Government-issued ID
• Proof of income (Most recent paystub or Tax Return)

Auto Loans

• Government-issued ID
• Proof of income (Most recent paystub or Tax Return)

Home Loans

• Government-issued ID
• Proof of income (Most recent paystub or Tax Return)

Apartment Lease

• Government-issued ID
• Proof of income (Most recent paystub or Tax Return)

Business Loans

• Government-issued ID
• Proof of income (Most recent paystub, Business Bank statements or Tax Return)
• Proof of business ownership (Business License, Articles of Incorporation, Certificate of Formation or Operating/Partnership Agreement)